Terms of use

The service

Kreza lets you enter accounts, transactions, transfers, and see analysis on that data. It's an MVP: there may be bugs, feature changes, and downtime.

What Kreza is not

• Not a bank, financial institution, or payment system.
• It doesn't custody, transfer, or invest real money.
• It doesn't integrate with banks, wallets, or exchanges.
• It isn't tax, accounting, or investment advice. Live rates (when available) are informational.

"Paying yourself a salary" or "transferring between accounts" means logging a ledger entry, not executing a payment.

Your account

You're responsible for the accuracy of what you enter and for protecting access (email, password, or Google account). The service is for personal / your own business use in this MVP: there are no multi-user spaces.

Pricing

Starter is free and doesn't require a payment method. Pro (USD 7/mo or USD 59/yr) is billed through Paddle, with a 14-day trial that requires a card and charges nothing until the period ends. Local prices are calculated by Paddle by country. You can cancel from the Paddle customer portal. The refund policy is at /refunds.

Limitation

To the extent permitted by Argentine law, Kreza is provided "as is". We aren't liable for decisions you make from numbers you recorded yourself, or for losses from service outages.

Governing law

These terms are interpreted under the laws of the Argentine Republic. If a clause can't apply, the rest remains in force.